A financial adviser is licensed by the Financial Markets Authority to provide advice to individuals and institutions in specified areas. At Bradley Nuttall Nelson we provide advice on investments. Our advice is personalised to the client and the clients specific situation.
Our process is designed to give you piece of mind over your finances now and into the future.
Read more about our process here.
It is important that you feel comfortable throughout this process so you should ask anything that is important to you. Some things to consider are how the adviser gets paid, the firms investment philosophy, how is your money kept safe, the frequency of reports and reviews.
Our investment philosophy is to build diversified, evidence-based portfolios. We utilise the academic research of Nobel Prize winners Eugene Fama and Kenneth French to form the core of our portfolios. Our model portfolios contain investments across different asset classes and geographies as well as being highly liquid (easy to buy and sell).
More on our Investment Philosophy is available here.
A diversified portfolio is important to reduce the risk associated with holding a small number of assets. But more than that, diversification across many variables should be considered so that the portfolio is not exposed to risks that are unnecessary. Our portfolios look at a range of risks across different asset classes, as we discuss in our investment philosophy.
Our advice process is designed to ensure we are following best industry practice. This involves a sequence of meetings to ensure the advice is relevant and personalised to your situation. At each stage you are under no obligation to continue and have time to properly consider each step.
More detail on our process is available here.
Bradley Nuttall Nelson has been managing client money since 2009. We use standard industry practice for clients assets to be held on their behalf at a custodian. Bradley Nuttall Nelson use MMC as it’s main custodian. You transfer money into their custodial account and any withdrawals can only be made to the account nominated by you.
The custodian independently values your investments, will send out reports to you, and you will have portal access to monitor your portfolio whenever you choose. MMC administers combined funds of around $100 billion for approximately 100 clients who range from investment managers to product providers and groups of investment professionals. More information on MMC can be found here https://www.mmcnz.co.nz/wealth-administration/
We do not get paid any commissions by product providers and only get paid by our clients. In that way you can be assured we are acting on your behalf. Any fees that we charge will be fully disclosed to you by your adviser. More on fees can be found in our Disclosure