Question 1

What is Financial Advice?

Accepted Answer

Financial advice is professional guidance from a qualified, licensed firm to help you make informed decisions about your finances. It includes investment, retirement, tax, and estate planning, as well as personal insurance and cash-flow management. At Bradley Nuttall, our Christchurch advisers specialise in investment advice, financial and retirement planning, and KiwiSaver, supporting your long-term financial security.

Question 2

What should I consider when choosing a financial advisor?

Accepted Answer

Selecting a financial adviser is an important decision. Look for someone who is qualified, experienced, independent, and transparent. Confirm the adviser or firm is licensed by the Financial Markets Authority (FMA), check their experience and qualifications, ensure they are independent and not tied to product providers, and make sure their fee structure is clear and transparent.

Question 3

How much will a financial advisor cost?

Accepted Answer

We are a fee-only firm, receiving no commissions or incentives from product providers. Our clients pay us directly, ensuring our advice remains independent and focused on your best interests. All fees are disclosed in advance with no hidden costs. We offer low initial fees for planning and competitive ongoing fees for investment management and advice.

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