The end of the year is always a good time to reflect on financial decisions and lessons learned. While it’s not our intent to dredge up bad memories, you may recall the multitude of headlines from 2021 and 2022 that sparked significant concerns about inflation and its impact: “Inflation hits highest level in a decade”[1]…

The underlying performance of global shares were mixed during the October to December quarter. Overall, investment markets advanced thanks to gains in the US and Japan, while weakness prevailed throughout most of Europe. US shares received a boost following Donald Trump’s victory in the November presidential election, but other regions came under pressure amid concerns…

After finishing the year with another generally positive quarter for diversified investment portfolios, 2024 is set to be remembered fondly by investment markets. The strong 12 month returns from most share markets sit in contrast to a global economic environment still searching for its post-Covid equilibrium. In New Zealand, for example, the local S&P/NZX 50…

The recent fires in Los Angeles and the subsequent loss of housing serves as a reminder to us all that disasters can come at any time.    It has been concerning to see that there is a significant number of Californians who are underinsured.  California insurance market California’s underinsurance crisis has stemmed from two key factors:…